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# Prediction Accounts and Balances

> Understand funding balance, available funds, and prediction reservations without double-counting user assets.

Prediction uses the funding account. Its reserved stake is represented as prediction-frozen funds within that account, not as an additional independent asset account.

## Balance components

| Component                 | Meaning                                                                            |
| ------------------------- | ---------------------------------------------------------------------------------- |
| Funding balance           | The account balance containing available and prediction-frozen funds in this model |
| Available balance         | Funds currently available for permitted new actions                                |
| Prediction-frozen balance | Funds reserved for prediction orders pending financial resolution                  |
| Expected payout           | A potential result amount; not current available funds                             |

Within the prediction balance model, funding balance equals available balance plus prediction-frozen balance. Other account restrictions should be checked separately where displayed.

## Reservation example

Assume 1,000 USDT available and no prediction reservation or other movements. If a 100 USDT order is accepted and reserved, available funds become 900 USDT and prediction-frozen funds become 100 USDT. Reserving the amount does not create another 100 USDT of assets.

Final settlement changes the account according to the recorded outcome. See [Payouts and PnL](/prediction/returns-pnl) for result amounts.

## Avoid double counting

Do not add prediction-frozen funds on top of a funding balance that already contains them. Likewise, do not count expected payouts from pending orders as realized assets.

Funds in spot or perpetual accounts should not be assumed available for prediction until the relevant supported transfer is complete. See [Transfers and Transactions](/prediction/transfers-ledger).